Just Pays Daily

Just Pays Daily is a relatively new program that have been around since August 2006. The admin is by the name of Richard O'Neill. This is the most transparent program that i've ever came across as Richard is pratically revealing all about his identity and the program to the public! Richard used to run a program called Goldgame Investment which unfortunately failed (right now he is still in the process of refunding his members).
In summary, this program are profiting from online Poker (that's right..it's gambling alright but don't jump to conclusion yet) and according to Richard, he has been playing online Poker since the age of 15 (wow!) and he already got 5 years of experience with that as of today. Return varies from 1% to 10% daily (sometimes more..sometimes less). How it work is that Richard are only using 5% of the overall fund to play in the online Poker daily. If he wins..good for us but if he lose..the max. he will lose is 5%, so it won't cause much harm to the program as it still have the backup of 20x payroll (from the result, you can see that the winning are much more than the losing :P). According to Richard, he will split up this 5% into 4 - 5 tables of which it will diversify the risk. The profit that was made will be split into the following: 75%(member), 15%(admin), 10%(referal). By doing so, even with 10% referal commission it won't hurt the program as its based on the daily profit that he made. The min. deposit is $1 (trial) and the max. is $50,000.
There are alot more about the program of which it's very difficult for me to write all out.. so i would strongly recommend you to go to the JP Daily Forum to do some reading. You can also take a look at this great Newbie guide written by an investor called Secoff for further understanding too.
I personally feel that is program is good as the admin seems to be honest (most important!), the strategy and structure are very sound and it's relatively new. There is still lots of room for this program to grow..as alot of people are not award of it yet. So i believe that it should be quite safe to invest in this one at the moment. I've already done so with a $100 spend. ;)