TFT Paid Me Again!

Got paid by The Finer Things again. Below is a screen shot of my payment which tells everything.

IR And IS Closing

Here is a rather sad news from the admin of Insider Rerserve and Insider Surf saying that she will be closing both the sites due to lack of supporters. From my experience, i think that most probably the site is running low in fund as it's payout have exceeded it's deposits.. rather than what the admin claimed that the funds are stolen. We have to understand that there is a short selve-life for such programs (ponzi base) and it seems that IR & IS have just expired. I'm not into this..but i think the admin seems to be a trust worthy person.. i may make some deposits when her new site is up. Anyway here is the update:

"Im sorry to write and send you this update. This is
what is going on and I have
options but I need to know now from you what you
think. Here it is.

You can see that IR and IS even after two months
online did not get much support. IR did not even pass
400 members and IS is even worse. I dont know why this
was. After chat with some of you I think now that
maybe it was because of the gold gram model. No one
understood it well even though the price
was updated on the top of the home page always.

With the last update you know of delay in
ecurrency funding with the holiday. After the last
payout for requests from 16th, 17th,
18th and 19th on Wednesday, I came to check on things
today from break and I saw that the reserve fund was
stolen. I have made contact with lawyer now to see
what this is about and try to get some returned. Before
I left for break I also spent into Dailyprofitshare
program to make a fast return. Now that site is offline
and closed. So nothing is left after
paying the site expense for this month and today I
closed
deposits.

From here there are two options:

1. If you support me I will start a program based on
the profit share model. I saw this was success for
Dailyprofitshare but they did not even pay for
one week. You know me for 2 months that I paid.
If there is good support I will
refund a percentage of deposits in IR from the admin
fee in the new site. This should not be a problem with
promoting. The program will last as long as members
support. If there is interest it can be large and I
will be able to pay. I don?t have the numbers of how
the site will run decided but it is one idea.
2. I close IR and IS now and end with this last
update.

If there is no support for restart of the program with
different model I cannot continue. I do not want
option two but I know some of you will not like this
news. If you can give me a
chance like you give other admins that owe members
from early programs, then I will make this better.
Just like
13dailypro and 12by12daily are doing
for members of there old sites.

Im sorry again. Please send support ticket
with your suggestions and I will read them. I will
decide what
will we do then.

Yours,

Cindy"

Use Roboform For Security

There should be no compromise for security online. I would strongly urge you all to use Roboform for security purpose. It's easy to use and very secure. I'm right now using the free version which allow me to save up to 10 loggins.. of which i will save the sensitive info. such as pay processor, e-mail passwords etc. I may consider getting the paid version of which it will have unlimted storage. There is no need to key any password at all.. just a click of a button and i can log in to the site i want! Btw..it's very dangerous to key in your password especially your e-gold and e-mail. You will not know whether your computer are infected with Trojan virus of which it could track your passwords which allow the hacker to access your account. :P

TFT Website Under Attack

The Finer Things website was under attack yesterday. According to Andy, a hacker have managed to access the TFT back office and changed the e-gold no. and hence resulting is some deposits being spend to the wrong account. Fortunately, Andy managed to caught the hacker red-handed in the early stage or else the consequences will be terrible. Andy have agreed to pay for those losses and he is thinking of a way to prevent such things from happening again.. one of the way he proposed is to take down the website and make the investment forum base. Keep up the good work Andy!

TFT/XLO Is Up!

TFT/XLO is back! Looks like Andy have the problem solved. I've just made a new spend into The Finer Things again (a nice amount). This is one of the more stable Hyip around now. And i believe it really have the potential to be the next GR. If you are looking at a good program to join.. you have to seriously consider this one. Go down to the TFT/XLO forum to find out more.

Bets29 Bit the Dust? MMG Invest Back Again?

Oh man..i'm confused.. what's going on? Not sure if Bets29 have bitten the dust.. the website is still not up yet..there is a commotion going on in the forum as usual.. MMG have banned the admin.. what's next!? Don't looks good here. Anyway fortunately i'm already way in profit here. This was a good site and i hope it will come back..keep our finger cross.

Now MMG Invest have came back! You can now access your account and request for a withdrawal. I've done mine. Those who have problem with their account was ask to send a ticket to the admin. Anyway..i'm not sure if this site will pay.. i'll only believe when i see the money. Don't be too hopeful yet.

Bets29 Change to Dedicated Server

Talking about server.. Bets29 are currently undergoing a change to a dedicated server.. so you will not be able to access the site too. There is a hacker attack today. The hacker have managed to hacked into the admin back office and change the e-gold account to the hacker's one. This result in some investers spending to the wrong account! The hacker have also managed to hacked into the admin's MMG account and posted on behalf of the admin asking people to spend to his e-gold! WTF! Lucily, the admin's e-gold account was not hacked. The admin have agree to take up this responsibility to pay back those who have spend to the wrong account by submitting a print screen as proof to him (that's what i called an admin with intergrity). Let's hope that everything gets back to normal soon.

TFT Server Down

You may find problem loading the website for The Finer Things but don't panic yet.. the problem is cause by the server. According to Andy, he is fixing the problem right now.. so it should be back to normal soon.

"Yes we know about them and I am awaiting contact form the host right now. We will keep you posted.

TFT payouts are - of course going out - we do NOT need to be online for that.

Do NOT respend to TFT until the site comes back up though.."

12by12 Daily

I've just made a spend in 12by12 daily at last. It's been quite sometimes that i didn't join any surf site. Autosurf are the first i came in contact with and i've also loss most of my money there.. studio traffic, 12dailypro, viva-surf, assie earner, alien trust, fast profit club, 10dailypro etc.. are surf site that i've loss most of my money in. After so many losses, i started to stay away from the autosurf. However, after observing 12by12daily for sometimes, i decided to give this one a try.. as i think that this site do have the potential to outlast..as Dave is a good admin and he really got lots of supporters. If not for the "phobia" with autosurf, i would have joined this site long ago and i would have profit like crazy(damn it!). Anyway, i do hope that i'm not too late on this one..
P.S. looking at the daily traffic ranking above.. you can see that the trend are going up. This goes to shows that more and more people are getting to know this site..which is a good thing.

Paid Again By Bets29

This is the fourth time Bets29 has paid me for my 5 days plan (cool!). I should be receiving another payment tomorrow. This is indeed of one the best site i've ever seen.. running for 28 days and still pays like clockwork. A ponzi i believe would have been gone with this kind of returns. Anyway.. i'm now playing with my profit now so i'm not so worry. :)

Insight Hyip 1

Here is an insightful view on the strategy of how you could do better in Hyip from someone i know who have been doing quite well in this area that i would like to share with you (of course with his permission). Take this as a reference with an open-mind and i hope that it will help you to expand your context.. or prehaps you can pick up some good points and come up with your own winning strategy. :)

I've been in this arena for more than a year and have been scammed quite a few times. To win in HYIP, you gotta switch your mindset to believe that these are merely punts and not investments. Truly, it doesn't matter which HYIPs you or me are investing in. The thing to always watch out for is timing. I believe the HYIPs that you invested are mostly paying ones when you invested right? However, after you enter, somehow or the other, it stopped paying after a round of two and then gone scam. I've spoken to many HYIP victims who had suffered the same fate. If that happened to you, I'm glad to say that you are not the only one.

To win in HYIP, there are two ways:
1) Enter those that are based on real trading. These are the ones that are likely to last long enough for you to make some money. However, most would pay only measley ROIs. i.e. You will take longer time to break even, and only after that, you start to generate profit. Having said that, however, it doesn't mean that these HYIPs cannot run into problems. In fact, more than often, they do. Its either because of an unrealistic business plan, risks from their trading activities, or because of their members. The chances of running into problems are heighten if the admin happens to be a poor fund manager or inexperienced rookie. Given the usually low ROI, you are subjecting yourself to more risks as you need to take a longer position in your investment in order to make a reasonable amount of profits.

2) Punt on ponzies. What this means is that you search for short term paying programs, place a "bet" on them, take the winnings, and then take off from there. With the earnings, you again identify new paying ones and do the same thing over again. In layman terms, we call it hit and run. Believe me, if you are able to do that, your ROI will increase alot. This is provided that you identify the right programs and invest at the right time. Ponzi programs usually give much higher ROI compare to real programs. Its up to the investor to capitalize on the gains. However, many people entered ponzies believing that they are real programs, and as a result, they got greedy and lost in the game. To win in this game is easier said than done because its usually difficult to know when to invest and when to retreat. Therefore, I would only recommend this method to an experienced investor. It can be dangerous for an amatuer.

Sorry the my longwindedness. Lets come back to the main topic -- Sports Arbitrage. Yeah, I've come across some free sites too. But honestly, I don't think they are of much use. The reason why I said that is because bookmakers can change their odds faster than you turn your back around. Therefore, unless the signal is real time, it isn't really of much use. In many cases, it can put you in a disadvantages position where you can actually lose in a trade. To win in sports arbitrage, I recommend real time signals. As you might know, however, these signals comes with a cost too. So, no. Sports Arbitrage is not for those with small bankrolls. If you have a limited bankroll to work with, I rather you invest in HYIP, following my recommendations above.

Regarding payment processors. You are right to say that most bookmakers accept neteller and moneybookers. Either is fine. The more important thing to bear in mind is to find the right bookmakers. More info on book makers can be found on the DTM forum. They have an active forum there on Sports Arbitrage.

E-Gold Limit Place on TFT

E-gold have placed a limit on The Finer Things.. they seems have associated TFT with another failed program known as TGFund.com due to complain from a group of investers (haiz..can't some people tell the different!). Andy have already contacted E-gold and according to him, this limit should be lift soon. Here is an update from Andy:

"I have just been notified that e-gold has placed a balance limit on the spend in acct for The Finer Things.

This is a little bizzare as the contact information is correct - I have called e-gold twice thus far and will continue to do so until this is resolved.

What I believe has happened is that The Finer Things was linked (vis the Money Maker Group) to some crappy failed program - there were posts on that forum where members of the other program were complaining.

It now appears as if someone has complained to e-gold that we are not paying - hence the value limit.

We have created a new acct to accept spends - while I get the situation with e-gold resolved. (Thus far two phone calls - I will just keep trying...)

You are more than welcome to come to the forum to comment on this situation - and I do welcome your feedback.

I will keep everyone updated.

Thanks for your support

Andy"

Another e-gold account has been set up and everything seems to be under control here. Andy have clarified with me that the e-gold account is only temporarily block but the funds are still accessible so there is no worry on that. I've just made another deposit..very confidence on this site.

SGFH Return For October

SGFH Oct return was out and you can view it in their private forum. The result for Oct return was 11% (not bad!) and i'm quite pleased with that.. taking into consideration that quite a number of forex invesment sites are not doing quite well for last month. Btw.. not sure if you can post this result in other forum as this is mean to be private..shhh.. lol

Update From Admin of Bets29

Here is an update from Paul..check it out:

Hi Guys,

Today (Hong Kong Time) is the last day i will be giving bonus out to all new deposits. This is the end of the promotional period for this program and i am extremely pleased with the results. I have a good base of investors now and everyone of you knows i work alone and since i am alone, i will have a limit of generating profits. So far, i have been able to generate such a high roi but there are "Rainy" days where luck isnt just on your side.

As far as i am concern, i would like to offer this service to everyone and in order for me to continue to accept new members, i will need to lower the ROI of the plans. In lowering the plans, i can offer more investors opportunites in gaining back their profits they have lost elsewhere and will be able to reserve an amount of funds should there be a "rainy" day.

I will be

1) Getting a DDOS protected server & New host
2) Changing the plans on the site (New plans to be announce by 20th Nov and commence on 1st Dec)
3) Privatize the program

The DDOS server is on its way and we will be well protected soon. Although we are very safe now, i just feel more secure hosting with someone i trust.

Plans are expected to commence on 1st Dec 2006. I will announce the new plans by 20th Nov 2006

For the program to go private, i will be looking to hit a 1000 active members and i will stop all registration and remove all inactive accounts. I do not need too much members. i just need interested and happy members.

Stay Tune.

Thanks

Paul

Site is now down. Just wait for the SQL server to be reloaded. Thanks

Paul

MMG Invest Bit The Dust?

Look like MMG Invest have bitten the dust. I've expected it to last at least a round..but didn't expect them to be gone so fast. The site is still there but the stats and the investor account balance is still zero and the admin seems to have dissappear. I've lost $16 here.. not a big amount..so not so much of a heartache. The forum is full of unhappy investors and looks like all the other site that belong to the same admin have also bitten the dust too. Let's hope that i'm wrong here.

Bets29 Rocks!

Bets29 has been running for 22 days and it's still as solid as a rock.. paying aroung the clock! I've been paid quite a number of times for my bonus and ref. com (cool!) Deposits has now passed the 100k mark and withdrawal has passed the 72k mark. The admin has announced earlier that he is intending to change to a new server in the near future so that it will be more secure..but he have to tie some knots first before the migration (good move!). You know what.. i really have much faith in this site more than any other hyip out there. From the way the admin speak and present himself.. you can tell alot about the person.. anyway just my 2c.

MMG Invest - Problem?

MMG Invest seems to experiencing some problem at the moment..the stats is gone.. my account balance of $1.50 is reset to zero. Not sure if it's cause by the change in script or other reason. There is quite a commotion going on in the forum.. just hope that the admin doesn't do the running. Anyway.. i don't expect this site to last too long..look at the referral commission the admin is giving..15% & more! Maybe the admin is hoping for a high influx of investors to recoup his capital and make some profit in a short time and then do the running?? I don't know.. anyway, I would advice you not to spend on this site at the moment.

Forex United Bit The Dust

Looks like another forex-based investment program have bitten the dust. This few months seems to be a bad months for such site. Fortunately, i do not have any investment with them as i never really trust them. For those who loss money here, i think you just have to accept the fact and move on.

ASA Newscast #30

Authosurf Authority Newscast #30 is out. In this cast, there is an interview with Andy, admin of XLO Surf and The Finer Things. As mentioned, XLO Surf is said to be the 2nd longest lasting surf site beside Studio Traffic.. it's been running for 11 months since launched and still going strong!
In the interview, Andy have mentioned that he has a diversified portfolio of investments which consist of Forex, sport bettings, e-currencies trade and even sale and funding of e-gold debit cards etc. Pretty much the same as what he mentioned in the NoBS blog. He also mentioned that he foresee The Finer Things to be a long-term program that should last at least a year.
Well.. i believe that Andy's programs are indeed back-up by real investments.. a ponzi could have long been gone right? Anyway, this is just my opinion.. the most important thing is, you have to measure for yourself the risk vs reward base on all this info. and make your own choice whether you wanna take the step forward or not. May the force be with you.

p.s. Looking at the traffic chart above, you can see that there is an increase in traffic for TFT. Does that mean that the site are gaining popularity? I guess so..

Bets29 Paid Me!

Got paid a nice amount from Bets29 for the 5 days plan! I'll play with my profit from now on.. so even if the site is gone, i won't loss my principle. But i'm pretty confidence that this site will last for quite awhile as Paul seems to be really putting the fund to good use and making good profits with it. Below is a screen shot of my payment.

MMG Invest

Just joined and made a small spend on this new site MMG Invest which have just been launched today . Xelnaga1 is the admin..who is also the admin of eliteventures and genesisprofit. He seems to have a clean track record so far. The admin is sure serious about his business.. he must have spend quite a large sum on his hosting, security and posting it at the sticky section of the MMG forum. So i believe this site should last for quite a while. Moreoever, its very new and hence there should be a very high chance profiting here. But i'm gonna repeat this again..this is a hyip..so take everything with a pinch of salt. Good luck!

Here is a WHOIS info. for MMG Invest:
Registrant:
Domains by Proxy, Inc.
DomainsByProxy.com
15111 N. Hayden Rd., Ste 160, PMB 353
Scottsdale, Arizona 85260
United States

Registered through: GoDaddy.com, Inc. (http://www.godaddy.com)
Domain Name: MMGINVEST.COM
Created on: 21-Oct-06
Expires on: 21-Oct-07
Last Updated on:

Administrative Contact:
Private, Registration MMGINVEST.COM@domainsbyproxy.com
Domains by Proxy, Inc.
DomainsByProxy.com
15111 N. Hayden Rd., Ste 160, PMB 353
Scottsdale, Arizona 85260
United States
(480) 624-2599 Fax -- (480) 624-2599

Technical Contact:
Private, Registration MMGINVEST.COM@domainsbyproxy.com
Domains by Proxy, Inc.
DomainsByProxy.com
15111 N. Hayden Rd., Ste 160, PMB 353
Scottsdale, Arizona 85260
United States
(480) 624-2599 Fax -- (480) 624-2599

Domain servers in listed order:
PARK23.SECURESERVER.NET
PARK24.SECURESERVER.NET

Programs Write-up

Here is a write up from my brother on his view on various programs that he has participated. I find that it's quite a good read and would like to share with you all.

"Hey,

Regarding bomtrade and betoncurrencies:
Betting is dangerous, but not if you are betting with an edge. I'm still studying the winning and losing trends based on the data I've collected from the bomtrade website. Currently, I'm making some statistical analysis on the chances of winning, and under what circumstances the chances of winning is high.

Regarding Bets29 and No Risk Bets:
These are HYIPs, not betting centres as as to say. The profit is guaranteed. But you got to take that with a pinch of salt. I entered with quite an amount of money in this one because its new and paying. With the ultra high ROI its generating, it wouldn't take 10 days before I recover my principal. The the rest is only profits. Based on my own judgement, I forsee Bets29 and No Risk Profits to be good bets for at least another month to come. By then, I would have made a hansome profit and then exit the program, leaving it to fade away. And from there, I'll be looking for other good programs to place my bets on.

Regarding SAK Enterprises:
This company has been around since March 2006. Its a pooled fund type investment consisting of various HYIPs, AS, Mutual Funds and Stocks. The admin of this one is one of the best I've ever come across. I've had quite a lengthy discussion with her, and I can feel her as a person of integrity.

Other Programs:
So far, The Finer Things has been my number one favourite. This is one where I truly dare to put in serious money in. The reason why I can do that is because of the trust I have in the Admin. If you had read about the review in NoBS blog, you might realize that Andy does alot of betting too. And this may be the reason why he can generate such high ROI. But everybody has different tolerance to risk, and I happen to thrive on high risk high yield ventures.

KaOnline is a tricky one. Ben is a great admin. But he somewhat gave me a "cold and impersonal feel", so as to say. Also, the website is constantly under attack, and can be down for few times in a week. I've put in some serious money in this one as well, and is already in profit. The reason why I did that is because I had joined in the early stage of this program. But if you ask me if I would put in more money in this one, the answer would be no.

PaidToSurfMonitor:
This is a passive income program, not a feeder-fund type. My mistake. The reason why I had joined this one is because pooled fund type programs have generally the longest lifespans in HYIPs. Like SAK, this one has been around for 6 months or so. The admin appears to be an honest guy and time after time, he has demonstrated his unique capability to make profits from Autosurfs. This one is a good bet for me too. Like SAK, I see this investment as a long term one.

Ibiza Traders:
This is my number one favourite forex-based HYIP. Transparent administration and great admin with tons of experience behind him. Its a long term investment for me too.

Global Forex Club:
I joined this one primarily because its going to turn private at the time I had jumped in. Membership is currently by invitation only. An eccentric admin, but very honest and capable. This is another long term HYIP in my list, but again, Forex is a risky trade. So, just becareful not to put too many eggs in one basket.

Silver Gate Forex Hedging
I believe you might have come across the recent spade of events surrounding this program. However, I see this as a good sign of an honest program. My take on this one is the same as GFC.

Advantage Private
in the 3 week of Oct, Takiii has made a mistake in this trade, which causes big amount of profits to be wiped off. This may sound apparently negative. But I see it as a good sign. Still, I would consider this one as a long term investment.

Forex United
This one looks like a ponzi to me, or at least a semi ponzi. However, I've spoken to one of the great supporters of this program, who himself is an accomplished forex trader. He believes this kind of ROI is achievable. And he has achieved that himself making use of high leverages. This makes the trading extremely risky, and a small mistake would wipe out months of profits. I've invested early on this one and is nearly 200% in profit. If you ask me if I would consider putting more money, the answer would be no. Why? 1) If this one is a ponzi, its probably nearing the end of its lifespan 2) Even if this is not ponzi, the trading method is extremely risky.

Ok. I guess you must be bored to tears by now. Ha Ha... Sorry about that.

The above is only my recommendation. I'm human too and can make mistakes. So, please take the above with a pinch of salt. Ultimately, its you who got to find your own comfort zone."

Re-select Your Option for SGFH

Those who have choosen their option need to re-select it again by logging into the SGFH website and choose the option that you want. My decision have not change and that is to stay. Btw.. please be careful when selecting your option.. re-confirm before submitting.. this will save you a lot of trouble later on.

GHPI Have Finally Gone Private

That's right..GHPI have gone private and i've miss the boat :(. But if you have miss it too..don't dispare yet.. you can still join through invitation. I will try to ask for invitation to join this club if i can. Here is the update:

“Dear Member,

we are finally Private, and we are all happy and exited about this new GHPi Step.
We like to say, that we already added the New Daily and the New Monthly Plan into the system, but we will let all existing Plans for 7 more days up! This is for the reason that many people send us Bank Wires right now, and many others ask to please give them a few more days.

So we give all 7 more days, and start than to delete all Investors (or better Members) who do not make a single deposit to this day.

Our Host and designer was not able to bring the Live support up in time, but this as well than GHPcash, GHPproperies, and GHPnetwork should be up in the next 72 hours, a lot more features, for our dear investors.

There is no way to sign up on our page anymore, if you do not have your invitation code or instructions yet, please contact me, in case you do have someone you like to refer to us, however we do only allow new members who are ready to invest, this is a Investment not a Parking club :-)

Melanie and myself also like to invite everyone again to our Grand Opening on the 23. May 2007 in Fort Bonifacio, when you like to spend your New Year or Christmas vacation in the Philippines, I am also happy to help you here to find you the right Hotel... And of course be happy to pick you up from the Airport and have a nice chat with you.

IMPORTANT:
We like to send everyone a Welcome and Christmas Package, so please make sure, that all your informations are correct.

Frank”

The Finer Things Scheduling Downtime

Here is an update from the admin of TFT on the moving of server to a new datacenter (that's good!). At the same time.. egold are also going offline for maintenance as mentioned. So don't panic during this downtime. :)

Hey there

We will be moving the server for The Finer Things to a new datacenter. This move is to help improve access for the XLO Surf program which is located on the same server.

The move to the new datacenter will mean increased speed for The Finer Things - which will improve access for everyone.

The move is scheduled for Thursday 9:00 AM - 5:00 PM SERVER time.

What will happen is that the site will be offline for at least 8 hours - probably 16 and maybe 24 hours.

We will continue to make payouts while the server is offline but you cannot, under any circumstances, spend to the e-gold account directly. Just wait till the site becomes live again.

One additional point.

Many members are spending every day and it is possible that the website will be down for a good 12 hours (the time frame is uncertain). I have also made it very clear that the max per day was subject to review. So what we will do is - when the site comes back live - the max individual spend of 2k will stay but you will be able to do that twice a day if you like (the daily max will be $4,000 USD)

If you are not a member of the forum at www.xlo-tftforum.com please join up as we will be posting updates there throughout the day.

In summary - The Finer things site is scheduled to go offline at 9:00 AM SERVER time Nov 2 - which would be 8PM EST on 1 November 2006. We expect it to be back up and live by 11:00AM (EST) on the 2nd.

To further complicate matters - e-gold is going to be offline for scheduled maintenance from 5:30 PM - 9:30 PM EST on 1 November. Payouts will be made around that downtime...

http://www.e-gold.com/unsecure/downtime.html

Please post your questions in the forum so that others may benefit from the answers.

Thanks for your patience and your support.

Andy